Claim everyday expenses automagically
With secure bank feeds and AI-powered expense detection, Prosaic makes finding and claiming common GST and tax deductions magical. Built for New Zealand sole traders and small businesses.
Find every deduction. Easily.
Even if you use business banking, most sole traders also have tax deductible expenses on personal banks and cards. Prosaic provides secure, automatic bank feeds, making it easy to find and claim.
Our AI classifies each transaction into the right expense category and applies the correct claim rate automatically — you just review and approve.
| Date | Description | Category | Amount | Rate |
|---|---|---|---|---|
| 12 Mar 2026 | Spark NZ | Phone & Internet | ($89.99) | 50% |
| 10 Mar 2026 | Mercury Energy | Power & Gas | ($215.43) | 20% |
| 08 Mar 2026 | Z Energy Thorndon | Motor Vehicle | ($94.50) | 25% |
| 05 Mar 2026 | Noel Leeming | Office Supplies | ($349.00) | 100% |
| 01 Mar 2026 | Wellington City Council | Rates | ($812.50) | 20% |
Expense summary
FY2026: 1 April 2025 to 31 March 2026
Instantly see your GST credit.
Adding up partial deductions like home office is time consuming, so most businesses don't bother — missing out on GST credits. Prosaic uses AI to find eligible expenses, then instantly estimates your GST and income tax credits.
See a clear breakdown by category with claim rates tailored to NZ IRD rules, all calculated automatically.
Claim every dollar. Every time.
Export a summary for IRD, sync expenses to Xero, or simply invite your accountant into Prosaic and let them take care of making sure you get the best return, every time.
Track all your expense reports across tax years in one place. Finalise when you're ready and journal directly into your accounting software.
| Tax Year | Status | Expenses | Total Claimed | Finalised |
|---|---|---|---|---|
| FY2026 | Draft | 60 | $3,889.77 | — |
| FY2025 | Finalised | 52 | $4,215.30 | 28 Apr 2025 |
| FY2024 | Finalised | 41 | $3,560.12 | 15 May 2024 |
Put the fun back into refunds
No more spreadsheets
Never look at another bank statement or home office spreadsheet at GST or year end.
See your refund
Quickly see how much money you could get back on income tax and GST.
Claim on your terms
Easily claim back tax every GST return, or once a year. You decide.
How it works
Connect
Sign up and enable secure, automatic bank feeds. Prosaic will go to work looking for eligible tax deductions across your accounts.
Review
Review and adjust the results, setting default ratios like home office or motor vehicle. Prosaic learns and remembers next time.
Claim
Instantly export a summary for IRD or Xero, or invite your accountant. The next time you're ready to claim, your data is all ready to go.
Completely free
Expenses is a complimentary companion to Prosaic, our AI-powered accounting platform for accountants and bookkeepers.
If you find it useful, we'd love you to recommend Prosaic to your accountant or bookkeeper.
We may introduce pricing in the future, but we'll give you plenty of notice before that happens.
Small Business & Sole Traders
- Secure bank feeds
- AI-powered expense detection
- Auto categorisation
- Unlimited bank accounts
- Historical bank sync (up to 1 FY)
- Find, edit and claim expenses
- Share with your accountant
Ready to start claiming?
Sign up in minutes. Your bank data stays secure with Akahu's trusted platform.